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Written by Alani Asis
Alani Asis
Freelance Personal Finance and Insurance Writer
- 4-plus years of insurance writing
- Bylines in top personal finance publications
Alani specializes in writing empathetic, actionable articles about insurance and personal finance. Her work has appeared in top publications like U.S. News and Fortune.
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GEICO vs. Progressive
Both car insurance companies present strong and affordable choices, but for different reasons.
Progressive provides more flexibility and customization at a cost-effective price with its Name Your Price Tool, comprehensive discounts, and its network of more than 40,000 independent agents. This insurer is ideal for drivers who want hands-on help tailoring coverage, adjusting deductibles, or bundling multiple insurance policies.
GEICO wins for its customer satisfaction, claims handling, and its robust digital experience. GEICO’s mobile app is highly rated and features a virtual assistant, vehicle care guides, and its telematics program. Military and federal employees may also qualify for discounts.
Quick Facts
- Progressive offers more discounts than GEICO.
- Drivers can potentially save on coverage through GEICO’s DriveEasy and Progressive’s Snapshot telematics programs.
- The average monthly cost of liability insurance in the U.S. is $80 from GEICO and $80 from Progressive.
GEICO vs. Progressive: Our verdict
Comparison Table
| Feature | GEICO | Progressive |
|---|---|---|
| Average price | $114/mo* | $111/mo* |
| Overall rating | 4.0 (18,705 reviews) | 3.2 (21,707 reviews) |
| Value for money | 3.8/5 | 3.1/5 |
| Customer service | 4.1/5 | 3.4/5 |
| Claims handling | 4.1/5 | 3.4/5 |
GEICO: Best for customer satisfaction
GEICO generally earns higher J.D. Power scores for customer and claims satisfaction and has a lower number of customer complaints.
Progressive: Best for customizable and flexible protection
Progressive excels at flexibility and offers various add-ons that GEICO doesn’t, such as rideshare insurance and trip interruption coverage.
Customer Reviews
Recent GEICO Reviews
- Tawania: "I'm paying $404 monthly for insurance...this will probably be my last time with GEICO."
- Les: "So far so good, but I haven't made a claim yet."
Recent Progressive Reviews
- Yollanda: "Just to know, get more than one quote."
- Joseph: "Progressive increases your insurance rates..."
GEICO DriveEasy vs. Progressive Snapshot
Both GEICO DriveEasy and Progressive Snapshot offer telematics programs that use technology to track driving habits and potentially lower insurance rates.
| Feature | GEICO DriveEasy | Progressive Snapshot |
|---|---|---|
| Best for | Drivers who want some gamification + accident-assist feature | Drivers who prefer hardware over phone apps |
| Savings potential | Up to 15% | No percentage advertised |
| App rating | App store: 4.8/5 | App store: 4.8/5 |
GEICO vs. Progressive FAQs
If you’re still trying to decide between Progressive and GEICO:
- Progressive has lower rates for most driver profiles.
- Both companies have accident forgiveness, but the programs work differently.
- Individual experiences vary, but GEICO generally ranks higher for claims satisfaction.